Encouraging Chloe to take the money, or telling her to put it back during Episode 3 of Life is Strange directly impacts an important scene later in the story. This guide will explain a general overview of what happens, and then a spoiler breakdown for those who want to know the exact details of the plot.
Consequences of Taking the Money in Life is Strange
Chloe is very happy that Max lets her take the money during Episode 3, and states she will finally be able to pay back Frank what she owes him. The major consequences of taking the money are:
- It counts as a decision players can make to get Chloe and Max to fall in love with each other by the end of Life is Strange.
- During a later conversation with Frank, it will be much easier to convince him to do something, as it gives players two chances to avoid angering him.
Taking the Money Spoilers
Apart from contributing to Max and Chloe's chance to develop romantic feelings for each other over the course of Max's story in Life is Strange, taking the money gives players two chances to fail when speaking to Frank in Episode 4.
If players succeed in speaking to Frank without failing and angering him, they can turn him into an ally in the search for clues to what happened to Rachel Amber and Kate in Life is Strange. If Frank is angered during this confrontation with Max and Chloe, he and his dog could be killed or injured by Chloe if she has a gun. Having Frank as an ally means he will send messages to Max, and Chloe will be happy nobody got hurt.
Consequences of Not Taking the Money in Life is Strange
Chloe is disappointed that Max didn't let her take the money during Episode 3 of Life is Strange. The other major consequences of not taking the money are:
- It doesn't count as one of the decisions players can make to get Chloe and Max to fall in love with each other, but if Max blamed Chloe in Episode 1 of Life is Strange for the weed, this can't happen anyway.
- During a later conversation with Frank, it will be harder to convince him to do something, as it gives players only one chance to avoid angering him.
Not Taking the Money Spoilers
Apart from not counting as one of three decisions players can make to get Max and Chloe to develop romantic feelings for each other over the course of the game, not taking the money makes it harder to turn Frank into an ally during Episode 4. Players are only given one chance to pick a wrong dialogue option, and if another wrong choice is made after this, he will become angry. Chloe can even injure or kill Frank and his dog if she has a gun.
Not having Frank as an ally means he will not communicate with Max again (if he survives their encounter), and Chloe will be very upset that she shot and possibly killed him.
Should You Take the Money in Life is Strange?
This is an important choice to make in Life is Strange if players wish Max and Chloe to fall in love with each other, and wish for the best outcome for all residents of Arcadia Bay. Although it's the wrong choice to make morally, Life is Strange does not present it this way, as there is no major downside to stealing the handicapped fund money. It's recommended to let Chloe take the money, as a future encounter with Frank is made a lot easier to navigate, and Max and Chloe's friendship is made stronger.
Life is Strange: Remastered Collection is out now for PC, PS4, Xbox One, and Google Stadia, with a Switch version releasing later in 2022.
