In Animal Crossing: New Horizons players have a lot of options when it comes to creating their own personal community. After playing through the first week, they will unlock the ability to get items from the store, build bridges across rivers, and even explore a nearby random island. But players will find that everything they can do costs money in the form of Bells.
As veteran Animal Crossing players know, Bells have been in-game currency since the GameCube era. Even in New Horizons, asking for anything from Tom Nook usually ends with paying the raccoon upfront or working to pay off a sizable debt. However, Bells can be gathered as a resource on the island, multiplied through time travel, and there is another way to significantly increase the player's cash flow: a money tree.
A Golden Opportunity
While exploring the island, players may come across a faint, golden light in the grass. Running into one of these spots is a sign of good fortune since a money tree can be grown here. Note that the spot will be there all day, so Animal Crossing: New Horizons players should try and have 10,000 Bells on hand already or try to acquire it from shaking trees and hitting rocks. Successfully caring for the tree from start to finish will grant up to 30,000 Bells for the player's time and effort.
Planting a Money Tree
After finding a money tree spot, players need to equip their shovel and dig to find 1000 Bells. But instead of refilling the hole, they should turn 10,000 Bells from their total savings into an item. Afterwards, hover over the Bells in the player's inventory and confirm the Bury in Hole option. The player character will then briefly do an animation of burying the Bells, followed by a small tree sprout appearing to signal success. Players should be aware if they don't have 10,000 Bells on hand, they can also plant a smaller number of Bells instead. However, the resulting money tree will also yield less Bells when ready.
Harvesting the Money Tree
After a 5 to 6 days have passed, the money tree will be fully grown and have 3 bags of Bells ready for harvesting. Every bag from the money tree will contain the same amount that was originally planted in the hole, so players will earn 3 times their initial investment. Since 10,000 Bells is the maximum amount that can be buried, 30,000 Bells is the best return that players can expect right now from a money tree.
Animal Crossing: New Horizons is available now for the Nintendo Switch.
Source: IGN
